Financial Consultants of America |
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SeminarsEnroll Now!
Exploring End of Career Situations?FOR DOMINION EMPLOYEES ( RICHMOND LOCATION ) Neither NPC nor Financial Consultants of America are endorsed by, retained by, or affiliated with Dominion Topics covered will include: Ø What are my retirement and pension options? Ø What are some of the traps I don't don't know about? Ø What is the retirement process? Catering Provided by Maggiano’s Little Italy
Enroll Now!
Should I Take The EISP Offer?FOR VERIZON ASSOCIATES ( RICHMOND LOCATION ) Neither NPC nor Financial Consultants of America are endorsed by, retained by, or affiliated with Verizon Ø Is now a time to consider leaving Verizon?
Ø How the current economic conditions may affect my retirement options?
Ø Is the lump sum or monthly check more suitable for me in the long run??
Ø Are there strategies designed to help avoid the 10% penalty on income before age 59 ½?*
Ø What should I be doing now to plan for retirement?
Catering will be provided by Maggiano's
*IRS Rev. Rule 2002-62 allows for penalty-free withdrawals from an IRA prior to age 59 ½ when there is otherwise a 10% penalty on early withdrawal. Withdrawals are taxed at your income rate. Payments must continue for the longer of five years or the attainment of 59 ½. Therefore, once started, these become required mandatory distributions subject to the early withdrawal penalty if ceased. Investors should take into consideration the possibility of depleting their retirement account well before the end of their life expectancy. By spending down your retirement income now, this can help to increase what is available to you out of social security. Please keep in mind that there is no guarantee that social security income will be available in the future.
Enroll Now!
Should I Take the VSP?FOR DOMINION EMPLOYEES ( RICHMOND LOCATION ) Neither NPC nor Financial Consultants of America are endorsed by, retained by, or affiliated with Dominion Topics covered will include: Ø Which pension option is best for me? Ø What steps are necessary to complete the retirement process? Ø What are the possible tax consequences of your decision? Ø What are your options regarding your 401k plan? Catering Provided by Maggiano’s Little Italy
Enroll Now!
Should I Take the EISP Offer?FOR VERIZON ASSOCIATES ( FAIRFAX, VA LOCATION ) Neither NPC nor Financial Consultants of America are endorsed by, retained by, or affiliated with Verizon Ø Is now a time to consider leaving Verizon?
Ø How the current economic conditions may affect my retirement options?
Ø Is the lump sum or monthly check more suitable for me in the long run??
Ø Are there strategies designed to help avoid the 10% penalty on income before age 59 ½?*
Ø What should I be doing now to plan for retirement?
Dinner will be provided at the workshop
*IRS Rev. Rule 2002-62 allows for penalty-free withdrawals from an IRA prior to age 59 ½ when there is otherwise a 10% penalty on early withdrawal. Withdrawals are taxed at your income rate. Payments must continue for the longer of five years or the attainment of 59 ½. Therefore, once started, these become required mandatory distributions subject to the early withdrawal penalty if ceased. Investors should take into consideration the possibility of depleting their retirement account well before the end of their life expectancy. By spending down your retirement income now, this can help to increase what is available to you out of social security. Please keep in mind that there is no guarantee that social security income will be available in the future.
Enroll Now!
Should I Take the VSP?FOR DOMINION EMPLOYEES ( RICHMOND LOCATION ) Neither NPC nor Financial Consultants of America are endorsed by, retained by, or affiliated with Dominion Topics covered will include: Ø Which pension option is best for me? Ø What steps are necessary to complete the retirement process? Ø What are the possible tax consequences of your decision? Ø What are your options regarding your 401k plan? Catering Provided by Maggiano’s Little Italy
Enroll Now!
Should I Take The EISP Offer?FOR VERIZON ASSOCIATES ( RICHMOND LOCATION ) Ø Is now the best time to leave Verizon?
Ø How the current economic conditions may affect my retirement options?
Ø Is the lump sum or monthly check more suitable for me in the long run??
Ø Are there strategies designed to help avoid the 10% penalty on income before age 59 ½?*
Ø What should I be doing now to plan for retirement?
Dinner will be provided at the workshop
*IRS Rev. Rule 2002-62 allows for penalty-free withdrawals from an IRA prior to age 59 ½ when there is otherwise a 10% penalty on early withdrawal. Withdrawals are taxed at your income rate. Payments must continue for the longer of five years or the attainment of 59 ½. Therefore, once started, these become required mandatory distributions subject to the early withdrawal penalty if ceased. Investors should take into consideration the possibility of depleting their retirement account well before the end of their life expectancy. By spending down your retirement income now, this can help to increase what is available to you out of social security. Please keep in mind that there is no guarantee that social security income will be available in the future.
Enroll Now!
Retirement in 2010?FOR VERIZON ASSOCIATES ( FAIRFAX, VA LOCATION ) Ø Is now a time to consider leaving Verizon?
Ø How the current economic conditions may affect my retirement options?
Ø Is the lump sum or monthly check more suitable for me in the long run??
Ø Are there strategies designed to help avoid the 10% penalty on income before age 59 ½?*
Ø What should I be doing now to plan for retirement?
Dinner will be provided at the workshop
*IRS Rev. Rule 2002-62 allows for penalty-free withdrawals from an IRA prior to age 59 ½ when there is otherwise a 10% penalty on early withdrawal. Withdrawals are taxed at your income rate. Payments must continue for the longer of five years or the attainment of 59 ½. Therefore, once started, these become required mandatory distributions subject to the early withdrawal penalty if ceased. Investors should take into consideration the possibility of depleting their retirement account well before the end of their life expectancy. By spending down your retirement income now, this can help to increase what is available to you out of social security. Please keep in mind that there is no guarantee that social security income will be available in the future.
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2104 West Laburnum Avenue, Suite 101 Phone: 804-377-9498 |
All information herein has been prepared solely for informational purposes, and it is not an offer to buy or sell, or a solicitation of an offer to buy or sell any security or instrument or to participate in any particular trading strategy.
Securities licensed associates of Financial Consultants of America are Registered Representatives & Investment Adviser Representatives offering securities and investment advisory services through NATIONAL PLANNING CORP. (NPC), NPC of America in FL & NY, Member FINRA/SIPC, and a Registered Investment Adviser. Registered Representatives of NPC may transact securities business in a particular state only if first registered, excluded or exempted from Broker-Dealer, agent or Investment Adviser Representative requirements. In addition, follow-up conversations or meetings with individuals in a particular state that involve either the effecting or attempting to effect transactions in securities, or the rendering of personalized investment advice for compensation, will not be made absent compliance with state Broker-Dealer, agent or Investment Adviser Representative registration requirements, or an applicable exemption or exclusion. Financial Consultants of America and NPC are separate and unrelated companies.