Financial Consultants of America

 

 As you consider retirement, you are faced with challenges of the unknown.  Many people are simply unaware as to how their company benefits work, how taxes effect them, or how investments actually work.  We continuously provide education and guidance so you fully understand your options before retiring.

Whether in one on one consultations, or one of our frequent workshops that covers your company's benefit plans, Financial Consultants of America takes the time to get to know you personally by listening to your concerns, needs and goals.

We pledge to provide our clients with unbiased and informed advice.  To assist you, we monitor financial markets, research tax law changes, and customize portfolios that are specific to you and your risk tolerance.  Our financial experience and credentialed financial advisors ensure that the advice provided to each client is unique and will guide them as they plan for the future.

Let Financial Consultants of America assist you on the road to a successful retirement.

Respectfully,

Kevin M. Nentwich, CFP®

President 



 


 It is our mission to provide high quality retirement advice to America's working families.
Calculators

Mortgage Refinancing

Determine whether you should consider refinancing your mortgage.

Retirement Plan Early Distribution

Estimate how much would remain after paying income taxes and penalties if you took an early distribution from a retirement plan.

Retirement Portfolio Lifespan

How Long Will Your Funds Last?

Financial IQ Test

Take this quick quiz to find out your Financial IQ

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Newsletters

Consider Your Retirement Needs, but Don't Forget Your Retirement Wants

A rule of thumb is that workers will need to replace about 80% of their pre-retirement incomes to maintain their standard of living in retirement. But they may need more than 80% to fund a lifestyle that they can truly look forward to. As people grow older, what once may have been considered luxuries can become basic needs.

Managing Cash When Interest Rates Are Low

It's generally a good idea to keep three to six months of income in an emergency fund, but where should cash be kept when interest rates are low? This article discusses the advantages and disadvantages of savings accounts, certificates of deposit, and money market funds.

The Financial State of the States

Many state and local governments have struggled with lower tax receipts and large budget deficits — during and after the recession. This article offers a closer look at the financial pressures facing the states and how the methods used to address budget shortfalls could ultimately serve as a drag on the national economy.

Never Retire? Don't Count on It

In a recent survey, just 40% of wealthy individuals indicated they are totally confident they will have enough money for retirement. The other 60% said they will shun traditional retirement and work as long as possible. However, it could be dangerous to believe that a retirement income shortfall can be overcome by working past the traditional retirement age.

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